Melissa Harnack

Melissa Harnack is a seasoned compliance professional with extensive experience in the financial services industry. Currently serving as Manager, Compliance AVP at Santander Consumer USA since July 2017, Melissa oversees compliance reporting, policy, training, and change management while collaborating closely with senior management to implement effective governance frameworks. Previous roles include Compliance Manager at Nationstar Mortgage, where Melissa provided critical support for examinations and audits, and a QA Underwriter at Fannie Mae, conducting forensic loan audits. Melissa also held managerial positions at WMC Mortgage/New Century Mortgage and Beazer Mortgage, along with roles in loan origination and branch management at Universal American Mortgage Company, Allied Home Mortgage, and Paragon Lending. Melissa's professional journey is supported by education at Houston Community College.