Natalia Espinoza has extensive experience in credit risk analysis and investment within the financial sector. Currently serving as Jefe de Riesgo de Crédito at Vida Security since April 2015, Natalia has held roles involving credit risk analysis for international fixed income investments and syndicated loans, as well as sector analysis within Latin America. Previous positions include Senior Credit Risk Analyst and Investment Analyst, focusing on portfolio management and bond issuance analysis in the Latin American market. Prior to Vida Security, Natalia gained experience as an intern at Banco de Chile in the Money Desk. Educational qualifications include a degree in Commercial Engineering from Universidad de los Andes, a diploma in Finance, a Master’s degree in Finance, and a course on Alternative Investments from Harvard Business School Online.