Ramadas Kuruba has extensive experience in technology management and digital banking, currently serving as CPO in Cash Reporting for TB Digital Channels and Data Analytics at Standard Chartered Bank since October 2016. Prior roles at Standard Chartered Bank include Director of Country Technology Management and Director of the Sapphire Program. Previously, Ramadas held multiple positions at Citi from July 2005 to October 2016, including SVP of Global Consumer Technology and VP for Infrastructure Delivery in Asia Pacific. Ramadas began a career at NCS Pte Ltd as a Technology Delivery Manager after transferring from Capgemini Ernst & Young, enhancing skills in team management and solution architecture. Ramadas's earlier experience includes roles at Singapore Computer Services and CBSI, complemented by an MBA in Information Systems from the University of Southern Queensland and a Bachelor’s degree in Computer Science and Engineering from Vijayanagar Engineering College.