John Garrow

John Garrow is an accomplished finance professional with extensive experience in credit analysis and underwriting. Currently serving as a Senior Underwriter at Stellar Bank since April 2021, John excels in conducting detailed credit analyses for complex loans, providing mentorship, and fostering a positive departmental culture. Prior to this role, John held various positions at Gary W. Lambert and Company, where responsibilities included tax examinations and financial evaluations, and at NRG Energy as a Credit Specialist focusing on credit reviews and risk metrics. Earlier experience includes serving as Branch Supervisor at First National Bank Texas and as a Server at Del Frisco's Restaurant Group, where exceptional customer service and relationship management were key. John obtained a degree in Finance from Sam Houston State University in 2019.