Ngoc Pham

Ngoc "April" Pham is a seasoned finance professional with extensive experience in credit analysis and underwriting. Currently serving as a Senior Credit Analyst at Stellar Bank since December 2023, April has held various positions including Credit Analyst III at Simmons Bank and Commercial Underwriter at b1BANK. With a robust background at Texas Citizens Bank as both a Credit Analyst and Credit Clerk, and experience at WaFd Bank and the University of Houston-Clear Lake, April has developed a strong expertise in commercial credit. Educational qualifications include a Master of Science in Finance and a Master of Business Administration from the University of Houston, along with a Bachelor of Science in Finance from the University of Illinois Chicago.