Michael Padilla

Michael Padilla is a Senior Credit Analyst at Synchrony Financial, a leading consumer financial services company and the largest provider of private label credit cards in the United States. In this role since January 2016, Michael is responsible for credit analysis across the continental United States and Hawaii, focusing on installment loans and revolving credit lines. Previously, Michael served as an Account Receivable Coordinator at GE, where responsibilities included managing delinquent accounts and settling with attorneys and customers. Earlier experience includes serving as Operations Manager at Padilla Seafood, a startup providing high-quality seafood products, ensuring compliance with FDA standards. Michael holds a Master's degree in Business Administration and Management with a concentration in Finance, along with a Bachelor's degree in Finance and Financial Management Services, both from the University of St. Thomas.