David McCarthy

David McCarthy is an accomplished financial executive with extensive experience in banking and finance. Currently serving as Chief Financial Officer at Tandem Bank since January 2023, McCarthy previously held the position of Chief Financial Officer at Atom Bank from April 2014 to January 2023, contributing to its establishment as the first digital bank in the UK. McCarthy's career includes leadership roles at The Home & Savings Bank, where responsibilities encompassed CEO (interim) and Chief Financial Officer, as well as a tenure as Group Finance Director at Britannia Building Society during significant economic challenges. Other notable positions include Treasury Director (interim) at The Co-operative Banking Group, Divisional Financial Officer at Bank of Ireland, and various roles at Bristol & West, including Head of Balance Sheet Management and Group Treasurer. McCarthy holds a BSc Hons in Geography from the University of Bristol and professional qualifications including FCA and AMCT certifications.