Jose Antonio Miguel Baynosa

Jose Antonio Miguel Baynosa possesses extensive experience in credit and collections management across various organizations. Currently, Jose serves as Product Manager and Collections Manager at UDC Finance Limited since August 2013. Prior roles include National Credit Manager at Remondis New Zealand Limited from January 2010 to August 2013, and a temporary position as Credit Controller at Minter Ellison Rudd Watts in 2010. Additional experience includes Credit Manager for New Zealand at Pacific Brands (2008-2009), National Credit Manager at OCS Group UK (2007-2008), Senior Credit Risk Officer at Victoria Teachers Mutual Bank (2006-2007), and Collections Team Manager at Baycorp NZ from 2002 to 2006.