Raymond Pham

Raymond Pham, MBA, is an accomplished Commercial Lending Portfolio Manager at United Business Bank, managing a portfolio of approximately 100 clients valued at $280 million. Pham has a strong background in client relationship management and compliance, previously serving as Client Relationship Consultant IV at U.S. Bank and demonstrating expertise in analyzing financial profiles and facilitating business loans. Early career experience includes roles in accounting and marketing, with internships at Course Hero and HUB International, and significant contributions to financial management at Evolve MGA. Pham holds an MBA in Finance and a BBA in Marketing from San Francisco State University.