Rafael Raymundo Ruiz Portilla

Rafael Raymundo Ruiz Portilla is an accomplished academic and financial professional with extensive experience in higher education and banking. Currently serving as a Profesor Universitario TC at Universidad Nacional de Trujillo, Rafael specializes in financial courses, while also teaching part-time at Universidad César Vallejo in subjects such as Corporate Finance and Business Innovation. Previous roles include agency manager positions at Mibanco and Scotiabank, where Rafael oversaw commercial, operational, and administrative functions across multiple branches. With a solid educational background including an MBA from Universidad Nacional de Trujillo and various specializations in finance, Rafael has also contributed to academia as a lecturer at several institutions, focusing on entrepreneurship and management topics.