Joyal Cherian Thomas is an experienced Risk Analyst currently working at Open Financial Technologies since December 2021. Previously, Joyal held the position of Deputy Manager at ICICI Bank from June 2021 to December 2021 and completed an internship at Tata Communications in mid-2020. Joyal holds a Post Graduate Diploma in Management specializing in Retail Management from SCMS Cochin School of Business, obtained in April 2021, and a Bachelor of Commerce degree from Parumala Mar Gregorious College, Valanjavattom, Thiruvalla, completed in April 2019. Joyal's foundational education was completed at The Indian School, Bahrain, where studies concluded in April 2016.
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