Robert R. Villapando

Robert has extensive Banking, Finance, Mortgage Banking, BSA/AML, Anti-money laundering, and Internal Audit experience within highly competitive markets. His deep knowledge of current compliance issues includes Suspicious Activity Reports, Currency Transaction Reports, BSA/AML/Fraud investigations, KYC/EDD, OFAC, & Debit Card. These specialty areas make him a valued asset on all engagements. Robert is particularly skilled in performing complex multi-relationship BSA look back analysis and has had experience with Federal and State Regulatory Consent Orders. This includes handling Cease and Desist Orders for BSA Safety-Soundness and other Compliance issues.

Robert has over 20 years of experience consulting with banks & performing internal audit and compliance risk management engagements. Often, he is tasked with overseeing multiple Verittas engagements where teams perform advisory services to remediate various financial, operational, and regulatory issues. The institutions Robert has worked with are located across the United States, with total assets ranging from less than $100 million to $10 billion.

In the past, Robert has served as Chief Compliance Officer, Senior Auditor, and AML Analyst for numerous publicly traded financial institutions. He is also fluent in Spanish, which enables him to perform advisory services for the International Banking clients of Verittas. The specific areas in which Robert has performed engagements are Mexico, Panama, Guatemala, Ecuador, Costa Rica as well as multiple Central Banks in three other Latin American countries.