Ricardo G. Francisco is an experienced professional in the field of business development and project management, currently serving as the VAS Issuing Solutions Sales lead for Portugal at Visa. Previously, Ricardo held positions as the Portugal Lead and Business Development Spain at Tink, a Visa Solution, and worked as an Entrepreneur at YourEnergy4All, a startup focused on local energy communities. Ricardo also has a background as a Project Manager at EDP and as a Senior Manager at Leadership Business Consulting. Educational credentials include studies at Universidade Católica Portuguesa from 2005 to 2006 and at Nova da Portela from 1991 to 1994.
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