Tim Hodkinson is an accomplished Chief Systems Architect at Visa since June 2017, with a strong background in technology and architecture across various organizations. Prior to Visa, Tim held roles as an Architect at CyberSource and Liberty Information Technology, contributing significantly to complex application development and strategy. Tim's experience spans over two decades, including impactful positions at Liberty Mutual Insurance, where responsibilities included tech leadership in commercial insurance underwriting, and at Abbey National Bank, focusing on Enterprise Java technology as a Technical Consultant. Tim began a career in software engineering, working with Assembly Language and C++ at Leading Edge Research and ICL-CFM. Tim holds a Master of Science in Computer Science from Queen's University Belfast.