Jose Moya

Jose Moya has accumulated extensive experience in business development and financial analysis since beginning his career in the construction sector. Currently serving as a Manager at Visa since April 2020, Jose previously held the role of Business Development Analyst. Prior to this, Jose worked at MUFG from March 2017 to March 2020 in Global Sales, where responsibilities included conducting due diligence for new loan transactions, negotiating, and collaborating with the legal department to evaluate collateral value. Jose also assembled quantitative and qualitative borrower data to manage credit rating risk for loans and debt securities. In 2015, Jose gained experience as an intern in the Sales Division at Sumitomo Mitsui Construction Co. Ltd. Educationally, Jose holds a degree in Civil Engineering with a focus on Architectural and Building Sciences/Technology from Kyoto University, where studies were completed from 2013 to 2017, following an academic year at Yonsei University in 2012-2013.