Tom Waters is an accomplished financial professional with extensive experience in institutional investment and defined contribution strategies. Currently serving as a Senior Institutional OCIO Advisor and Senior Private Client Advisor at Wilmington Trust since March 2019, Tom has previously held senior positions at Franklin Templeton Investments as a Senior Institutional Defined Contribution Strategist, and Manning & Napier as the Defined Contribution Practice Leader. Other notable roles include Managing Partner at Gosselin Consulting Group LLC, Vice President at J.P. Morgan, Managing Director at OFI Institutional Asset Management, VP at Putnam Investments, and Product Manager at Brown Brothers Harriman. Tom holds dual MBA degrees from Cornell Johnson Graduate School of Management and Queen's University, as well as a BA in Economics and Government from St. Lawrence University.