Karl Spaay

Karl Spaay is the AVP - Credit Ops Manager at Wolf River Community Bank. Karl has over 20 years of experience in the financial industry, including positions as Senior Vice President - CFO at Thrivent Financial Bank and Assistant Vice President/Controller at Fox Cities Bank. Karl began their career in 1988 as an Internal Auditor at F&M Financial Services Corp.

Karl Spaay reports to Tom Pennings, Sr. VP - Chief Commercial Banking Officer. Some individuals on their team include Gina Vanden Heuvel - Asst. Relationship Manager, Alexa Lindemood - Credit Analyst, and Diane Retzlaff - Lead Loan Processor. They are on a team with Val Lewallen - Relationship Banker, Amanda Hayden - Relationship Banker, and Joe Lautenschlager - AVP - Commercial Lending.