Subhashri R

Subhashri R has been working in the compliance field since 2010. Subhashri started their career as a Management Trainee at ICICI Bank, where they managed inward and outward SWIFT remittances for high, low and medium risk countries/individuals, handled new accounts of retail banking and corporate banking for KYC, documentation and reports, and performed CDD and MDD for low risk, medium risk and high-risk customers as per the bank's AML and RBI Guidelines. In 2012, they joined Royal Bank of Scotland Business as a Senior AML Officer, where they conducted AML & KYC checks on entities and individuals using bridger, LEXIS-NEXIS, and WORLD-CHECK, performed due diligence for high, medium and low-risk customers as per the bank's AML policy guidelines, and filed Suspicious Activity Reports as necessary. Subhashri R then moved to JPMorgan Chase & Co. in 2014, where they reviewed system generated alerts to assess the presence of potentially illicit activity that may require reporting based on Bank Secrecy Act (BSA)/ AML requirements, lodged suspicious activity reports, Currency Transaction Reports in accordance with client policies and procedures and regulations, escalated issues as appropriate for advanced investigation and analysis, and adhered to confidentiality policy, code of ethics and followed all policies and procedures relative to Consumer Compliance laws and regulations and best practice recommendations. In 2016, they joined UBS as a Subject Matter Expert, where they managed 2nd tier investigations of unusual activity and determination of Suspicious Activity Report filing generally referred via Suspicious Activity Referral Form (SARF) or other means, and filed Suspicious Activity Reports as necessary. Subhashri R then moved to Goldman Sachs in 2017, where they reported potential risk to the Money Laundering Reporting Officer (MLRO) and other relevant stakeholders, reviewed and investigated escalations from internal teams to decide whether account activities warrant further investigation and/or reporting, and actioned referrals from the Financial Intelligence Operations (FIO) team and engaged other internal stakeholders to resolve the issue/ transactional alerts in a timely manner. In 2019, they joined Afterpay as an Anti-Money Laundering Specialist. Most recently, in 2021, Subhashri R joined Zeller as a Senior Compliance Specialist.

Subhashri R has a Master of Business Administration (MBA) from the Indian School of Business in Banking and Finance, which they completed in 2012. Prior to that, they obtained a Post Graduate Diploma in Investment Banking and Finance from the NIIT-Institute of Finance, Banking and Insurance. In 2016, they became CAMs certified.