Felix Lombao Ramos

Felix Lombao Ramos has over 28 years of work experience in the financial services industry. Felix began their career in 1993 as a Deputy Regional Risk Manager at Banesto, where they performed risk analysis of SMEs, individuals, and large corporations. Felix also followed up on real estate customers and analyzed and controlled real estate loans. In 2002, they moved to John Deere Financial, where they were responsible for the branch start up, administrative paperwork, and evaluating existing IT programs in Europe. In 2006, they joined Caterpillar Financial as a Deputy Risk Manager and Tip Trailers GE as a Risk and Collection Manager. At Caterpillar Financial, they analyzed companies and individuals to approve or reject deals and reported on companies and individuals when decisions were taken out of their authority level. At Tip Trailers GE, they designed several procedures for Risk and Collections and produced a process for soft and hard collection processes. In 2011, they became a Senior Risk Consultant at STAY Consulting - ISSEC, where they taught and wrote risk and collection manuals for different courses in Bankia and BBVA. Felix also worked as a Portfolio Analyst at arvato Financial Solutions and as an independent contractor. In 2021, they joined 24Genetics as a Business Consultant, where they are a CFO Consultant reporting to the CEO.

Felix Lombao Ramos obtained their Master of Business Administration - MBA from the University of Houston, C.T. Bauer College of Business between 1988 and 1990, with a field of study in Empresariales. Felix also obtained their Licenciatura from Universidad de Santiago de Compostela between 1984 and 1988, with a field of study in Modern History. Additionally, in March 2019, they obtained a Certified Data Scientist certification from DataCamp.