Luxen Gumucio serves as the Gerente Riesgos de Operación, Ciberseguridad, Fraudes y Gestión de Seguros at Banco de Crédito de Bolivia S.A. since March 2012, leading the comprehensive management of non-financial risks including operational risk, business continuity, cybersecurity, fraud risks, and operational and digital forensic investigation. Previously, Luxen held roles as Asesor Nacional de Riesgos de Operación and Asesor Riesgo Operativo, providing operational and methodological guidance on risk management for new products. In addition, Luxen worked as a university lecturer at Universidad Andina Simón Bolívar and served as a consultant with the Banco Interamericano de Desarrollo focused on legal risk diagnosis. Luxen holds multiple advanced degrees, including a Magister en Gestión y Dirección de Empresas from Universidad de Chile and a Master in International Business from ESCP Business School, as well as certifications in operational risk management and international public management.
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