Commercial Relationship Manager II

Sales · Full-time · WA, United States

Job description

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.

With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Commercial Relationship Manager II provide a selection of services (primarily commercial credits and treasury management services) to business clients through active business development and relationship management. Develop relationships with business clients. Develop and manage a portfolio of high performing commercial relationships. 

In this role you'll have the opportunity to:

  • Develop and manage relationships with new and existing commercial relationships.
  • Responsible for actively marketing a broad range of bank services to meet needs of business owners. Negotiate loan terms and conditions within scope of authority.
  • Prepare and present credit analysis and recommendations on borrowing requests.
  • Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
  • Monitor all credits through periodic reviews and analysis.
  • Responsible for creating awareness of the Bank and its services through community activity.
  • Responsible for assisting loan support staff.
  • Responsible for complying with policies, procedures, security requirements, and government regulations

Education & Certifications

  • Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)

Experience

  • 6 or more years of experience in commercial credit, analysis, or business development required.

Knowledge, Skills and Abilities

  • Proven ability to develop and manage new business relationships.
  • Possess excellent relationship management, presentation, and negotiation skills.
  • Possess an in-depth understanding of the local markets.
  • Possess strong financial and analytical skills with the ability to underwrite and structure commercial credits.
  • Knowledge of treasury management products.
  • Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines.

Compensation & Benefits

  • Targeted starting salary range (based on experience): $99,957– $117,596
  • Incentive and commission compensation may be awarded for eligible roles
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time and 11 company paid holidays
  • 401k (with up to 4% match)
  • Tuition reimbursement
  • Get more information at: Employee Benefits | Banner Bank