Julie Smart

Julie Smart has extensive experience in the banking industry, with roles ranging from Director of Credit Administration to Interim Executive. Julie has managed credit approval, funding, loan committee approvals, credit policies, and team education in the small business lending division. Additionally, Julie has provided leadership, personnel stability, and corporate culture integration during acquisition transitions. Julie has also been responsible for daily operations, strategic planning, corporate governance, audit, compliance, and human resources functions in various banking institutions. Their expertise includes SBA and USDA Government Guaranty Lending, as well as loan compliance and regulatory liaison.