Devang Patel, MBA, FRM, currently serves as VP of Strategic Initiatives at Citi since September 2023. Previously, Devang held the position of Senior Manager in Credit Risk Analytics at Credit One Bank, focusing on underwriting strategies for consumer credit card acquisition and product refinement through AB testing. Devang also managed Credit Risk Strategy and Analytics at BMO Financial Group, where significant improvements in customer acquisition and revenue optimization were achieved. An earlier role at TD involved enhancing collections strategies to boost revenue while mitigating losses. Devang's academic background includes an MBA from the Schulich School of Business and a Bachelor of Engineering in Electrical and Electronics Engineering from the Birla Institute of Technology, Mesra.
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