Richard Bowles

Richard Bowles has an extensive work experience in the banking and financial industry. In their most recent role, they serve as the Chief Risk Officer (CRO) at Coventry Building Society starting from 2022. Prior to that, they worked as the Interim Chief Risk Officer (CRO) at TSB Bank from 2021 to 2022. In this role, they were also responsible for prudential risk oversight and regulatory liaison.

Before joining TSB Bank, Richard held various positions at Lloyds Banking Group, starting from 2009. Richard'sroles included Risk Director, Prudential Transformation, Head of Prudential Implementation, Head of IFRS9 Implementation, Head of Mortgages Capital & Impairment, Senior Manager of Mortgages Capital & Impairment Forecasting, Manager of Retail ICRCU, and Manager of Group Analytics. In these roles, they had responsibilities including managing teams, overseeing risk models, and ensuring compliance with standards.

Prior to Lloyds Banking Group, Richard worked as a Senior Modelling and Validation Analyst at HBOS and as a Credit Modeller at Provident Financial. Richard started their career as a Risk Analyst, Country Risk at Barclays Bank.

Overall, Richard Bowles has gained extensive knowledge and expertise in risk management and has held various senior roles within the banking and financial industry.

Richard Bowles obtained a Bachelor of Science (Hons) in Economics from the University of Surrey in 2004. In the same year, they enrolled for an MSc in Econometrics at the University of Nottingham, completing it in 2005. In 2004, they also briefly studied Financial Derivatives at the London School of Economics and Political Science (LSE), earning a Post Graduate Diploma.