Holly Hammons

Holly Hammons is currently the VP & Senior Credit Analyst Team Lead at Horizon Community Bank. Holly has over 10 years of experience in the banking industry and has a strong background in credit analysis and underwriting. Holly started their career at Axos Bank as an Independent Credit Review Officer. In this role, Holly was responsible for completing loan reviews on the bank's various types of portfolios with a specialty focus on Commercial Real Estate and Specialty Lending such as construction and asset based loans. Holly was then promoted to VP / Supervising Senior Credit Analyst at Horizon Community Bank. In this role, Holly is responsible for underwriting a wide variety of commercial loan requests, including CRE purchases and refinances, operating lines with various types of collateral, commercial construction, and equipment. Holly also sits on the loan committee and is involved in approving loans above typical officer lending limits.

Holly Hammons has a Bachelor of Science in Economics from Oregon State University and a certification from the Federal Government in NMLSR. Holly also has a degree in Mathematics from Wenatchee Valley College.

Holly Hammons works with and Cindy Wetzel - SVP & Senior Credit Administrator & Commerical Loan Officer. Holly Hammons reports to Mark Martinez, EVP & Chief Credit Officer.