Finance · England, United Kingdom
About Jaja
Jaja is a consumer finance business, launching its first product, a digital credit card, in 2018. With backing from several major Private Equity funds, Jaja has an ambitious growth strategy that includes providing consumer finance in partnership with leading consumer brands, with a number of partnerships secured alongside an exciting pipeline of opportunities. Jaja is on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time, and frustration. Or as we say it, Make Simple. We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.
Our Mission: To be the UK’s Digital Lender of Choice
Our Company Values: Collaboration, Excellence, Innovation, Empathy, Passion
Why join us?
This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever.
We have a collaborative team structure fuelled by an exciting mix of people welcoming both experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself!
Description of the Business Unit
Jaja is a growing FinTech requiring an experienced hands-on Credit Card Fraud & Financial Crime Investigator to join their growing team of Fraud and Financial Crime Specialists.
Purpose of the Role
The Fraud & Financial Crime Investigator is responsible for monitoring and overseeing fraud prevention tasks designed to ensure Jaja is compliant, and our customers and the business are protected from risks and loss. The successful candidate will be comfortable working independently and autonomously, but with oversight from the Fraud Team Lead.
What’s the opportunity?
You will work in a dynamic fast paced environment for a business that is shaking up the Consumer Finance industry. Working with a passionate set of colleagues who excel at delivery you will have a varied and interesting portfolio of activity that is not constrained by the status quo.
Key Accountabilities:
Investigating complex credit card fraud & financial crime application and transactional cases from start to finish and championing fraud prevention
Up to date knowledge on current compliance and regulations
Reviewing cases where money laundering is suspected and creation of internal SARs in close collaboration with our MLRO
Complete review of PEPs and Sanctions screenings.
Close collaboration with Fraud & Financial Crime Strategy Leads through the observation of latest trends
Essential skills and Experience
2+ years in depth Credit card Fraud experience
Previous experience investigating complex credit card fraud & financial crime cases
Experience in using application and transactional fraud risk monitoring and investigations systems (e.g. Falcon, 3D Secure, Cifas, TS2, Iovation, ThreatMetrix, Emailage, ID&V, or similar)
Customer focused mindset
Desirable skills and experience
Experience with SQL, graph databases and/or link analysis
Experience in collating evidence admissible in court
What's in it for you?
The chance to make a real impact in a growing start-up on a mission to change the face of the consumer finance industry forever.
Competitive salary
Remote Hybrid working model
Bonus scheme
Annual Salary Review
4x life insurance cover
Optional private health care
Employee assistance program
Annual staff get together
25 day holiday allowance plus UK bank holiday
Pension Contributions
Fair Processing Notification
The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by [https://www.cifas.org.uk/fpn].