Credit Analyst

Juni who?  👋

We’re Juni. Born on the West Coast (of Sweden). Built for flexible working. And busy building a future where digital commerce is free from financial barriers. Want to be a part of it all?

What we do  🤔

Juni gives online businesses the tools they need to save time, scale up and succeed. Our platform helps financial leaders take control of their cash flow, make better decisions and unlock the full potential of digital commerce. We even offer working capital to help them achieve their goals and dream up new ones. And that’s just for starters.

How & why we do it  🚀

We give our people the same thing we’re building for our customers: freedom. Freedom to be 100% yourself. Freedom to explore your potential and what’s more – make the most of it. We truly believe we’re making the world a better place for online businesses, and we want you to be a part of that mission.

Your responsibilities  💪

In this role you’ll:

• Assess, analyse and interpret complex financial information to determine an ecommerce customer creditworthiness
• Analyse and assess ecommerce customer risk profiles
• Build bullet-proof processes to get funds to the customer as quickly as possible
• Assist in collecting the various forms of debt owed to us from our customers
• Work with our risk and product teams to improve our risk systems and product

Within 1 month you'll:

• Receive a deep intro into how we underwrite and run operations at Juni
• Bring in past experiences to improve how we credit assess applicants

Within 3 months you'll:

• Make credit decisions confidently
• Have built strong relationships with our Sales & Customer Success teams

Within 6 months you'll:

• Make credit decisions confidently, for both prospective and existing customers
• Have built strong relationships with our Sales & Customer Success teams

Your qualifications  👨‍🎓

What we need to see:

• A bachelor degree in either Finance or Economics
• Excellent understanding of a companies’ finances, financial reporting and risk drivers
• 2+ years experience in credit risk assessment (ideally SMEs)
• Native/fluent in Swedish and professional competency in English and be currently residing in Sweden (Stockholm preferred).
• An operationally-focused mindset, with an ability to see a problem through to resolution.

What we’d love to see:

• You thrive on processes and organization. You love bringing order to chaos.
• Devoted to the customer. You are confident in communicating with customers. Their success is your highest priority.
• Communication (verbal and written) and collaboration skills that enable clarity and trust at all levels, with a proven track record of influencing and driving delivery across multiple partners.
• Comfortable managing constructive debate and willing to challenge the status quo.
• An international point of view. You may have had touchpoints with underwriting across different geographies. You understand how regional nuances affect credit risk.

Your people 👥

We practice people-first culture. We’re real. We never wait. We care deeply about building a better future for our customers and each other. Here, you can work with people at the top of their game and who didn’t get there by playing games. You can help us create a whole new category in financial services.

Your benefits  😍

We’re freedom-first. Transparent. Caring. Empowering. So our benefits are too.

• We work hybrid. We'll see you in one of our offices at least two days per week.
• Swap 2D for 3D. Meet all Junis IRL at the company onsite each year.
• Diversity is at our core. We're part Swedish. Part Canadian. Part French. Part Indian. Part Italian. Part British. Part Portuguese. You get the idea.
• Great players can stay great players. Progress your career whether you choose to manage people or not.
• Stock options. We can’t promise you’ll make a fortune. But we’ll give it our very best shot.
• Vacation days. 30 days contractually. Unlimited in policy. Awesome.
• Global health insurance. You know. Just in case. Therapy & massage included.
• Get sick? No stress. Feel better with unlimited paid sick leave.

The process  📅

CV screening > Get to know us call > Team interview(s) > Values interview > Offer (for some roles we’ll include a task, but we’ll notify you if this is the case)