Ray Kelday has extensive experience in the insurance industry, currently serving as the Personal Lines Director at Marsh Commercial since August 2019. Prior to this role, Ray held the position of Personal Lines Manager at Zurich Insurance Company Ltd. from August 2012 to August 2019. Additional experience includes serving as Business Development Manager at Marsh from 2010 to 2012 and various positions at Aviva plc from 1997 to 2010. Ray began a career at Prudential Assurance as a Quality Analyst from 1991 to 1997. Education was completed at Cumbernauld High School.