Head Of Treasury

Full-time · Germany

Job description

Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).

Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E41'. 

Step into a pivotal role as Head of Treasury in shaping our financial future with a leading fintech company that's revolutionizing the industry. Listed on major stock exchanges, we span multiple countries, delivering innovation and excellence in financial services. Join our dynamic team and directly impact our growth and success in a vibrant and challenging environment. 

Your Focus: 

Foreign Exchange Management 

  • Control open FX positions and manage the impact of FX movements on P&L and Balance Sheet.

  • Develop and execute sophisticated hedging strategies.

  • Implement and optimize advanced FX reporting tools for accurate and timely data analysis.

Banking and Financial Relationships 

  • Establish and manage strong relationships with banks, rating agencies, and other financial institutions at a senior level.

  • Manage and optimize bank account structure and liquidity reporting.

Funding Strategy, Corporate Structure & Structured Finance 

  • Develop and execute comprehensive funding strategies for the group, including issuing bonds, raising credit lines, and exploring other innovative financing options.

  • Own the administration of Special Purpose Vehicles (SPVs) and bond issuing entities.

  • Coordinate with tax and accounting teams to manage complex intercompany loan structures.

Liquidity and Cash Management 

  • Establish and maintain up-to-date liquidity planning on both group and entity levels, ensuring optimal liquidity management.

  • Lead projects and manage legal entities related to funding activities, ensuring compliance and strategic alignment.

Your Background: 

  • Minimum of 10 years of progressive experience in treasury functions, with at least 5 years in a senior leadership role within financial institutions or large multinational companies.

  • Demonstrated expertise in cash management, FX management, and developing funding strategies.

  • Deep knowledge of financial risk management, including liquidity, interest rate, and foreign exchange risk.

  • Extensive hands-on experience with advanced treasury and financial reporting systems.

  • Exceptional analytical capabilities with a strategic mindset and strong attention to detail.

  • Superior technical skills related to treasury operations and financial reporting.

  • Strong leadership and interpersonal skills, with the ability to influence and collaborate effectively at all levels of the organization.

  • Proactive and innovative, with a hands-on mentality and a 'get-it-done' attitude.

  • Visionary leader and team player with a strong sense of responsibility and accountability.

  • Comprehensive understanding of global banking regulations and compliance requirements

  • Ability to manage multiple complex tasks and projects efficiently in a fast-paced and dynamic environment.

  • Excellent communication skills, with the ability to establish and maintain robust working relationships with key stakeholders.

What’s in it for you:

  • Hybrid flexible working model;
  • Access to LinkedIn learning with over 8000 courses;
  • Share purchase matching program;
  • Opportunities for growth, the realization of one's ideas, and further training;
  • The opportunity to work in a dynamically international evolving company.
  • Explore the world while you work with our two-month annual workation program, enabling you to work from multiple countries and embrace new cultures

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