David Loughran

Dr. David Loughran is Senior Vice President of Product & Chief Economist for Praedicat. Previous to this role, Loughran was Senior Economist at the RAND Corporation, Associate Director of RAND Labor and Population, and Professor of Economics at the Pardee RAND Graduate School.

Over his 12 years at RAND, Loughran served as principal investigator for a diverse portfolio of empirically-driven, policy-relevant research in the areas of insurance, labor markets, demography and energy and was a core member of the research and development team that conceptualized and piloted Praedicat’s proprietary liability risk assessment capabilities. Other research conducted by Loughran in the field of insurance includes a study of the effect of no-fault auto insurance on driving behavior, an award-winning study of the determinants of administrative awards for pain and suffering, and an oft-cited study of the relative risks posed by older drivers. Loughran received a RAND President’s Award for his innovative research on the effects of military deployment and combat injury on labor market outcomes and disability compensation and has received awards for best paper in the Journal of Risk and Insurance and Energy Journal. Loughran holds a B.A. in Economics and Political Science from Swarthmore College and a Ph.D. in Economics from the University of Maryland, College Park.