Carmen Atilano

Branch Office Administrator at Ray Morgan Company

Carmen Atilano has a diverse work experience spanning over many years. Their most recent role is as a Consumer Loan Operations Supervisor at Bank of Stockton, where they started in March 2022.

Prior to that, Carmen worked at Ray Morgan Company as a Branch Office Administrator from July 2013 onwards. In this role, they provided extensive feedback and assistance to management, account executives, and clients within the organization. Their responsibilities included handling lease agreements, credit approvals, maintenance agreements, quotes, bids, reports, and account reviews.

Before joining Ray Morgan Company, Carmen worked at Blue Shield of California as an I&M IFP Processor from January 2012 to June 2013. In this position, they processed HMO PPO medical coverage for subscribers and collaborated with producers and direct sales reps to address issues like missing information and unpaid dues.

Prior to that, Carmen held multiple roles at Finance & Thrift from October 2008 to August 2009. Carmen started as a Branch Manager, overseeing three customer service representatives and underwriting and approving loans. Later, they transitioned to the same position within the company and continued with their responsibilities, interacting with internal and external customers and managing various aspects like delinquency collection, repo setup, and solicitation activities.

Before Finance & Thrift, Carmen worked at Citifinancial as a Branch Account Executive from May 2004 to June 2008. Their role involved handling refinancing closings for 1st, 2nd, and Equity loans, conducting home inspections, managing payments and deposits, and handling collections.

Overall, Carmen Atilano has a strong background in finance and customer service, with experience in loan operations, office administration, and account management.

Carmen Atilano pursued their education at Heald College, where they obtained an AAS Degree in Medical Assisting from 2010 to 2012. Carmen also pursued an AS degree in Medical Assistant from the same institution between 2009 and 2012.

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