Maribel Aponte is a seasoned professional in the field of risk management and operations, currently serving as a Senior Associate in Technology & Operations Business Control and Risk Management at Santander Bank, N.A. since November 2021. With prior experience at FirstBank as a Risk Analyst and Risk Governance Analyst, Maribel focused on enhancing the Enterprise Risk Management program and developing risk management training. Before FirstBank, Maribel held various roles at Banco Santander, including Risk Governance Analyst, Credit Risk Officer, and Credit Officer, contributing to credit risk evaluation and implementing risk culture initiatives. Maribel's educational background includes a Master of Business Administration in Finance from the Inter-American University of Puerto Rico and a Bachelor of Business Administration in International Business & Accounting from the University of Puerto Rico-Humacao.
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