Splash Financial
- Senior Manager Of Credit - Fraud And Verification Strategy
Senior Manager Of Credit - Fraud And Verification Strategy
Finance · Remote · Remote possible
Job description
ABOUT OUR COMPANY:
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $4+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..
ABOUT OUR WORKPLACE:
We’re friendly, folksy, and have Slack channels for both #kids-and-pets and #food. We’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
- Develop, monitor, and refine verification and fraud strategies, utilizing data from multiple vendors.
- Develop pend and verification strategy to verify borrower’s ability to pay, employment status, income, bank account validity, and identity.
- Collaborate with the product team to find unique data sources that can be used to improve and optimize verification process flow for better customer experience, hence, application flow efficiency.
- Maintain adherence to overall risk and return targets for investors.
- Design and execute A/B testing initiatives to continuously identify opportunities to improve customer experience, while effectively managing credit and fraud risk
WHAT YOU'LL BRING TO SPLASH:
- Minimum 5 years of experience in credit risk management roles, with at least 3 years of experience specializing in fraud and verification strategies within the consumer lending industry.
- Experience in unsecured lending and installment loan industries.
- Obsessed with customer experience and always finding ways to make it better.
- Highly curious on finding insights and opportunities through vast amounts of data.
- Bachelor’s degree in quantitative fields required; Master’s degree preferred.
- Excellent communication skills, both written and verbal.
- Proficiency in SQL and Python is a MUST.
- Strong sense of urgency and ability to thrive in a fast-paced environment.
BENEFITS:
- Comprehensive and affordable insurance benefits
- Unlimited paid time off policy
- 401(k) enrollment
- 9 paid company holidays
- Paid parental leave
Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.
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