Yuriko Lum-Afre

Yuriko Lum-Afre is an experienced professional with a background in business management and finance. Currently serving as Gerente de Tienda at Tova, S.A. since December 2019, Yuriko has also operated as an Independent Consultant since January 2013, specializing in financial consulting, auditing, cost and market analysis, marketing, insurance, and community management. Previous roles include Co-Owner of Wash Carwash, Co-Founder of La Del Medio Promotion focusing on marketing and restaurant management, and supervisory positions at Grainger and Integrity Solution Services, Inc. in credit collections and portfolio management. Yuriko's earlier experience includes managing credit approval teams at Banesco Panamá and Citi, enhancing skills in risk analysis and credit policy development. Educational qualifications include an MBA and a Bachelor of Commerce from Universidad Latina de Panamá, emphasizing international business and financial services.