Gobalakrishnan M

Gobalakrishnan M is an experienced finance professional with a strong background in credit management. Currently serving as a Credit Manager at Ujjivan Small Finance Bank since September 2023, Gobalakrishnan previously held similar positions at Aditya Birla Finance Limited from September 2021 to September 2023 and at IDFC FIRST Bharat Ltd from June 2019 to September 2021, where responsibilities included oversight of unsecured business loans, loan against property, and home loans. Earlier experience includes a role as Deputy Manager at ICICI Bank focusing on SME business loan credit underwriting from October 2017 to June 2019, along with an initial position as a Probationary Officer at ICICI Manipal Academy. Gobalakrishnan holds a degree in Mechanical Engineering from KLN College of Engineering, completed between 2012 and 2016.