Arti Aggarwal

Credit Risk Management at Zip

Arti Aggarwal has extensive experience in the field of advanced analytics and credit risk management. Arti is currently employed at YES BANK as the Head of Advanced Analytics. Arti joined the bank in June 2021 as the Senior Vice President and was later promoted to the position of Executive Vice President in April 2022. Prior to working at YES BANK, Arti worked at Zip Co, where they held the role of Credit Risk Management. Arti started their career at ICICI Bank in 2005 as a Manager and was responsible for managing the collection analytics and credit scoring team for the retail portfolio. Arti also played a key role in implementing Basel II compliance initiatives and developing a risk management framework for credit loss minimization. From 2011 to 2013, Arti worked at ANZ in Credit Risk Modeling, specifically focused on methodology.

Arti Aggarwal received their MBA in Finance & Marketing from FORE School of Management, New Delhi, from 2003 to 2005. Prior to that, from 2000 to 2003, they completed their Bachelor's degree in Mathematics at Delhi University. Arti Aggarwal completed their 12th grade at Holy Child School, Ghaziabad, from 1988 to 2000. Additionally, they obtained a certification in R Programming A-Z™ from Udemy in January 2021.

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