Ranjana Kavitkar

Ranjana Kavitkar is an accomplished finance professional with extensive experience in credit card portfolio management and risk analysis. At Discover Financial Services, Ranjana held several key positions, including Vice President and Senior Director of the Credit Card Portfolio, as well as Director of Credit Card Acquisitions. Prior experience includes roles in credit risk at Citigroup and multiple positions at HSBC, such as Senior Marketing Strategy Analyst and Credit Risk Analyst for Commercial Retail Services. Ranjana Kavitkar earned a Master’s degree in Computer Science from Northern Illinois University and an MBA from Northwestern University's Kellogg School of Management.