Timothy Ho

Timothy Ho has a diverse range of experience in risk management and analytics. Timothy is currently the Head of Risk Data and Modeling at livi bank, where they have developed various risk models and a liquidity model for the deposit portfolio. Prior to this, they worked at Citi as the Risk Head of Mortgage, where they managed the mortgage portfolio and developed the Risk Appetite Framework for mortgage products. Timothy also worked at Standard Chartered Bank, where they held multiple roles including Senior Manager for Country Risk Governance, Senior Manager for Credit Governance in Wholesale Banking, and Senior Manager for Risk Analytics in Consumer Banking. Timothy was responsible for stress testing, model development and implementation, and managing regulatory requirements. Additionally, they have experience at BOC Credit Card (International) Limited as an MIS Officer, and at DBS Bank (Hong Kong) Limited as a Bank Executive, where they contributed to credit risk framework development and quantitative risk measurements.

Timothy Ho completed their Bachelor of Science degree in Mathematics and Statistics at Hong Kong Baptist University from 1996 to 1999. Timothy then furthered their education at the same university and earned a Master of Philosophy in Mathematics and Statistics from 1999 to 2001.