Ajay Bhalla serves as President of Cyber & Intelligence at Mastercard since 2018, leading the development of innovative technology solutions in artificial intelligence, biometrics, cybersecurity, and digital identity while ensuring their ethical deployment. Bhalla contributes significantly to Mastercard's revenue and provides leadership in M&A transactions, governance, risk, and audit. Previously, Bhalla held various leadership roles at Mastercard, including President of Global Enterprise Risk and Security (2014-2017) and President of Digital Payment Services Business. Additionally, Bhalla is a board member at PVH Corp. and has held senior roles at Xerox and HSBC from 1988 to 1993. Bhalla holds a Master's degree in Management from the University of Mumbai and a Bachelor's degree in Commerce from Delhi University.