Bob Flores

Bob Flores is a Senior International Banking Compliance Advisor with an in-depth understanding of Federal, Multi-State and local banking Compliance Regulations, monitoring, and training; including regulations impacting consumer product lines. Deep knowledge of current compliance issues including; Suspicious Activity Reports, Currency Transaction Reports, BSA/AML/Fraud investigations, KYC/EDD, OFAC, Debit Card fraud. Skilled in complex multi-relationship BSA look back analysis. Experienced with Federal and State Regulatory Consent Orders, including Cease and Desist Orders of BSA Safety-Soundness and Compliance. He has in-depth knowledge and experience in Change of Control, Merger, and Liquidation Applications with CA Department of Financial Institutions and FDIC. Experienced in Federal and State Examination Audits in areas of BSA and Consumer Compliance. Bob has an excellent skills in the implementation and execution of processes in accordance with U.S. Regulation and Bank policy. Experienced in management of employees in large and small institutions.