Lauren Lemmer

Lauren Lemmer is the current Compliance/AML Director at wagr. Lauren was previously the KYC Compliance Risk Manager - Lead at USAA from February 2018 to June 2021. Prior to that, they were a Financial Institution Specialist at the Federal Deposit Insurance Corporation (FDIC) from August 2010 to November 2013.

At USAA, Lauren was responsible for leading the KYC compliance risk management team. Lauren oversaw the team's efforts to identify and mitigate risks related to money laundering and terrorist financing. Lauren also developed and implemented policies and procedures to ensure compliance with applicable laws and regulations.

At the FDIC, Lauren participated in and led the reviews of numerous Safety and Soundness examinations, including examinations at troubled institutions. Lauren managed a staff of several examiners to complete the reviews of Internal Routines and Controls, Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity to Market Risk, and the Bank Secrecy Act. Lauren also reviewed complex credit relationships for appropriate underwriting and loan grading. In addition, they evaluated the adequacy of banks' Allowance for Loan and Lease Losses. Lauren developed a detailed functional knowledge of federal banking regulations, examination procedures, and banking best practices. Lauren also led and directed meetings with bank executives and boards to communicate findings, recommendations, and results of examinations. Lauren processed enforcement actions while serving as an Acting Case Manager in the San Francisco Regional Office. Lauren also completed a year-long rotation in the Divisions

Lauren Lemmer has a Bachelor of Science in Accounting and Business/Management from California State University, Fresno. Lauren is also a Certified Anti-Money Laundering Specialist (CAMS) from ACAMS.

They are on a team with Juan María S. - Principal Product Designer, Eliana Eskinazi - Co-Founder & Chief Product Officer, and Adam Zimmer - Founding Engineer. Lauren Lemmer reports to Mario Malavé, Co-founder & CEO.