Vivek Kumar

Mr. Kumar comes to Western Dental with nearly 18 years of consumer credit and corporate risk management experience in financial services. He was recently Vice President, Credit Risk Management at Goldman Sachs in Dallas for Marcus business, where he was instrumental in designing and implementing credit and collection policies and programs during the COVID-19 pandemic and launching a new partnership business to provide point-of-sale personal loans. He was also part of the launch team for Apple Card at Goldman Sachs. Prior to that he was Director, Pricing Strategy & Analytics for Santander Consumer USA, where he developed credit risk and pricing strategies for Chrysler Capital and its core auto loan portfolios. He previously held positions in credit and risk management at Think Finance/Elevate Credit Service LLC, US Bank/Retail Payment Solutions, HSBC Bank/Card and Retail Services Group, and CitiFinancial, a unit of Citigroup.

Mr. Kumar attended the Executive Education Program at McCombs Business School, University of Austin, Tex., and holds a Bachelor of Technology in Materials and Metallurgical Engineering from the Indian Institute of Technology, Kanpur, India.